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Organisation record

Foundation for Credit Counselling

A Registered Charity based in England

This organisation record is part of a group of linked records that describe a single organisation. The organisation is linked to 3 active records and 0 inactive records, from 3 data sources.

The best identifier for this organisation is GB-CHC-1016630 .
What is an organisation identifier?

An organisation identifier is a unique piece of text that definitively identifies an organisation.

Examples include charity numbers and company numbers.

Identifiers are usually assigned by an external body like a regulator.

Findthatcharity uses the Org ID scheme to create identifiers.

GB-CHC gives the scheme for this identifier (Charity Commission), while 1016630 is the identifier for this organisation within the scheme.

Description

Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.

Also known as

  • CCCS
  • Consumer Credit Counselling Service
  • Foundation for Credit Counselling
  • Stepchange Debt Charity
  • StepChange

CCEW Charity number

1016630

Company number

02757055

Registered

Postcode

LS2 8ER

Website

stepchange.org

Domain

stepchange.org

Latest income

£62,002,000 (on )

This organisation record is based on data from Registered charities in England and Wales published by Charity Commission for England and Wales.

Foundation for Credit Counselling

GB-CHC-1016630

Locations

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Depending on the data source, location may describe the headquarters of the organisation rather than the area it operates in.

Registered Office in the UK

Foundation for Credit Counselling

GB-CHC-1016630

Linked records

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This organisation record is part of a group of linked records that describe a single organisation. The organisation is linked to 3 active records and 0 inactive records, from 3 data sources.

The best identifier for this organisation is GB-CHC-1016630 .
What is an organisation identifier?

An organisation identifier is a unique piece of text that definitively identifies an organisation.

Examples include charity numbers and company numbers.

Identifiers are usually assigned by an external body like a regulator.

Findthatcharity uses the Org ID scheme to create identifiers.

GB-CHC gives the scheme for this identifier (Charity Commission), while 1016630 is the identifier for this organisation within the scheme.

Foundation for Credit Counselling

GB-CHC-1016630

Themes and activities

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This organisation has been classified using different categories:

International Classification of Non-profit and Third Sector Organizations (ICNP/TSO)

ICNP/TSO categories have been automatically assigned from a machine learning model, as part of the UK Charity Classification project.

  • Social advocacy G11

UK Charity Activity Tags

These tags are taken from a project to classify all UK charities using a common set of tags. The tags are applied using keyword searching, so may be incorrect for particular cases.

Visit charityclassification.org.uk for more information on the project. If you have any feedback on the classification system or how it has been applied there is a form on the project homepage.

  • Charitable activities CA » Advice and individual advocacy CA101
  • Health HE » Health services HE300 » Counselling and therapy HE304

Theme (CCEW)

  • The Prevention Or Relief Of Poverty 105

Beneficiaries (CCEW)

  • The General Public/mankind 207

Activities (CCEW)

  • Provides Services 306

Scale of operation

  • National

Foundation for Credit Counselling

GB-CHC-1016630

Charity financial history

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Year ending Income (£) Spending (£)
1993-01-28 Registered as a charity
2004-12-31 8,953,532 8,346,396
2005-12-31 11,180,914 10,269,200
2006-12-31 15,453,552 15,366,717
2007-12-31 22,767,682 20,810,872
2008-12-31 25,075,227 21,570,369
2009-12-31 27,102,013 24,144,542
2010-12-31 32,123,090 27,001,308
2011-12-31 33,616,718 28,927,891
2012-12-31 35,688,275 33,242,380
2013-12-31 37,274,765 41,082,971
2014-12-31 39,771,810 41,820,909
2015-12-31 46,306,811 45,420,634
2016-12-31 49,487,000 50,397,000
2017-12-31 53,170,000 52,846,000
2018-12-31 54,321,000 52,885,000
2019-12-31 54,560,000 56,703,000
2020-12-31 60,564,000 63,402,000
2021-12-31 60,976,000 61,590,000
2022-12-31 62,002,000 59,938,000
Income and Spending
Funds and Reserves

Data on funds and reserves are only available for financial years where the charity's income was more than £500,000.

Foundation for Credit Counselling

GB-CHC-1016630

Charity people

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2022
£
2021
£
Employees 1,249 1,450
Employees paid more than £60,000 38 38
Volunteers - -
Trustees 12
Employees
Volunteers

Data on employees is only available for financial years where the charity's income was more than £500,000.

Foundation for Credit Counselling

GB-CHC-1016630

Statement of Financial Activities

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Statement of financial activities for year ended .

Based on information provided to the Charity Commission for England and Wales in the charity's annual return. This may not exactly match the figures and categories supplied in the charity's annual accounts.

2022
£m
2021
£m
Incoming resources
Donations and other voluntary income 5.0 0.8
Legacies - -
Endowments - -
Donations and legacies 5.0 0.8
Income from charitable activities 52.8 53.5
Income from other trading activities 4.0 4.4
Income from investments 0.0 0.0
Other income 0.1 2.3
Total 62.0 61.0
Expenditure
Investment management - -
Other spending on raising funds 2.9 3.1
Spending on raising funds 2.9 3.1
Grants to institutions - -
Other charitable activities 57.1 58.5
Charitable activities 57.1 58.5
Other spending 0.0 -
Total 59.9 61.6
Net income / (expenditure) 2.1 (0.6)

Foundation for Credit Counselling

GB-CHC-1016630

Balance sheet

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Balance sheet at .

Based on information provided to the Charity Commission for England and Wales in the charity's annual return. This may not exactly match the figures and categories supplied in the charity's annual accounts.

2022
£m
2021
£m
Fixed assets
Tangible and intangible assets 3.5 6.2
Investment assets - -
3.5 6.2
Current assets
Current investment assets - -
Cash 11.6 7.1
Other current assets 10.6 9.3
22.2 16.4
Creditors
Amounts falling due within one year (5.1) (3.7)
Net current assets 17.2 12.6
Total assets less current liabilities 20.6 18.9
Creditors
Amounts falling due after one year (1.1) (1.4)
Net assets 19.5 17.5
Funds
Endowment funds - -
Restricted funds 1.8 0.1
Unrestricted funds 17.7 17.4
19.5 17.5

Foundation for Credit Counselling

GB-CHC-1016630

Income from government

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2022
£
2021
£
Contracts with government
None recorded
Government grants
Income from government grants 12,447,000 12,099,076
Government grants as % of total income 20.1% 19.8%
Number of government grants 6 14

Foundation for Credit Counselling

GB-CHC-1016630

Grants received

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View this organisation's grants on GrantNav.

Date Funder Amount awarded Description
Quartet Community Foundation
Donor Directed
£17,554 Grant to StepChange
Quartet Community Foundation
Donor Directed
£17,553 Grant to StepChange
Department for Work and Pensions
ALB - MaPS - Debt Advice
£5,230,961 StepChange Grant for the provision of Debt Advice
Department for Work and Pensions
ALB - MaPS - Grants for the Administration of Debt Relief Orders
£1,868,750 StepChange Grant for the Administration of Debt Relief Orders
Department for Work and Pensions
ALB - MaPS - Grants for Covid 19: Increasing Debt Advice Capacity 2022
£3,483,563 StepChange Grant for Covid 19: Increasing Debt Advice Capacity 2022
Quartet Community Foundation
Donor Directed
£17,554 Grant to StepChange
Quartet Community Foundation
Donor Directed
£17,553 Grant to StepChange
Department for Work and Pensions
ALB - MaPS - Money and Pensions Service
£2,500,076 ALB - MaPS - Grant for Telephone Debt Advice

Data source

Some grants data comes from funders who publish data using the 360Giving Data Standard. It was accessed using the 360Giving Datastore.

Foundation for Credit Counselling

GB-CHC-1016630

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